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List Price

$225,000

8635 Hunters Key, Tampa, FL 33647

138 days on market↓ $15K from original list price

Estimated Payment

$2,000/mo

20% down and current market rates

Bedrooms2 bdBathrooms3 baLiving area1,184 Square FeetYear builtBuilt 1999

Listed by

Sarah DiMonaco

REMARKABLE RENTALS

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Close in one place

8635 Hunters Key Circle in Tampa, Fl is estled into a peaceful corner beside Flatwoods Park. This charming 2-bedroom, 2.5-bath townhome offers which is available FULLY FURNISHED is the perfect blend of privacy, convenience, and low-maintenance living within a gated community featuring a sparkling resort-style pool. Surrounded by mature trees, tranquil ponds, and lush natural scenery, the neighborhood feels like a quiet retreat while still placing everyday conveniences just moments away. Inside, both spacious bedrooms feature their own private en suite baths and generous closet space, creating a comfortable layout ideal for guests, roommates, or everyday living. The dining area easily accommodates a full-sized table for gatherings and holiday meals, while the kitchen offers additional space for a cozy breakfast nook. A breakfast bar creates the perfect spot for casual conversation, morning coffee, or evening wine while meals are being prepared.

8635 Hunters Key, Tampa, FL 33647 in Tampa, FL 33647 is listed for $225,000. The home has 2 bedrooms, 3 bathrooms, and 1,184 square feet, and was built in 1999. Listed 138 days ago. The price was reduced from $240,000. The listing is held by REMARKABLE RENTALS.

33647 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,250 (tax year 2025)
HOA fee$340 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $45,000

$

$2,000/moest.

  • Principal & Interest 60%
  • Property Taxes 14%
  • Insurance 9%
  • HOA 17%
Principal & Interest
$1,201
Property Taxesfrom listing
$271
Insurance
$188
HOA
$340

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,000, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,250 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR790211331. HomeJam is not the listing broker.

List Price

$225,000

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