Who Has The Advantage?
A Balanced Market
4.5 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 4.5 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
34684 Real Estate Market
34684 Housing Market: Palm Harbor, FL
What's Happening With Homes in 34684?
Updated November 9, 2026
Homes in ZIP code 34684 sold for a median of $334,250 as of November 9, 2026, down 0.6% from the same 90-day period a year earlier. In ZIP code 34684, the typical home took 42 days to sell, counting total time on market, and 228 homes were for sale as of November 9, 2026.
See What Your Home Is WorthThis Week's Florida Market Report
Florida Housing Market Update November 9, 2026: Rates at 6-Week Low, Homes Selling Faster
Market Pulse This Week
As of November 9, 2026
228
Homes For Sale
Active inventory buyers can choose from
34
New In The Last 30 Days
Listings newly added to the market
52
Price Changes In The Last 30 Days
Homes that changed price this week
42
Went Under Contract
Homes that found a buyer this week
0
Back On Market
Homes returned for sale this week
What Are Homes Selling For?
$334,250
Typical Sale Price
$259
Typical Price Per Sq. Ft.
97.1%
Of Asking Price
At this ZIP's typical close-to-list ratio, a home listed at $500,000 would have sold for about $486,000.
How Long Does It Take?
42 days
Typical Time To Sell
5.3%
Share Of Homes Listed Before
Some homes are relisted, which restarts the clock on most sites. This counts total time on market.
Are Sellers Changing Their Prices?
As of November 9, 2026
57.0%
Of Homes For Sale Are Below Their Original Asking Price
3
Price Changes This Week
52
Price Changes In The Last 30 Days
1.3%
Share Of Inventory That Changed Price This Week
$20,000 (5.3%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Who Has The Advantage?
Sellers Have The Advantage
3.2 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 3.2 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
What Are Homes Selling For?
$489,700
Typical Sale Price
$279
Typical Price Per Sq. Ft.
96.8%
Of Asking Price
At this ZIP's typical close-to-list ratio, a home listed at $500,000 would have sold for about $484,000.
How Long Does It Take?
35 days
Typical Time To Sell
5.4%
Share Of Homes Listed Before
Some homes are relisted, which restarts the clock on most sites. This counts total time on market.
Are Sellers Changing Their Prices?
As of November 9, 2026
59.5%
Of Homes For Sale Are Below Their Original Asking Price
1
Price Changes This Week
21
Price Changes In The Last 30 Days
1.4%
Share Of Inventory That Changed Price This Week
$27,550 (5.2%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Where Have Prices Been Going?
As of November 9, 2026
$437K -> $460K Up 5.3% over the last 12 months
The typical sale price moved from $437,000 in Nov 2025 to $460,000 in Oct 2026, up $23,000.
Who Has The Advantage?
Buyers Have More Negotiating Power
7.4 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 7.4 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
What Are Homes Selling For?
$183,000
Typical Sale Price
$209
Typical Price Per Sq. Ft.
96.2%
Of Asking Price
At this ZIP's typical close-to-list ratio, a home listed at $500,000 would have sold for about $481,000.
How Long Does It Take?
110 days
Typical Time To Sell
4.6%
Share Of Homes Listed Before
Some homes are relisted, which restarts the clock on most sites. This counts total time on market.
Are Sellers Changing Their Prices?
As of November 9, 2026
56.3%
Of Homes For Sale Are Below Their Original Asking Price
1
Price Changes This Week
17
Price Changes In The Last 30 Days
1.1%
Share Of Inventory That Changed Price This Week
$14,901 (6.7%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Where Have Prices Been Going?
As of November 9, 2026
$207K -> $176K Down 15.0% over the last 12 months
The typical sale price moved from $207,000 in Nov 2025 to $176,000 in Oct 2026, down $31,000.
Who Has The Advantage?
Sellers Have The Advantage
3.9 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 3.9 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
What Are Homes Selling For?
$238,750
Typical Sale Price
$203
Typical Price Per Sq. Ft.
98.0%
Of Asking Price
At this ZIP's typical close-to-list ratio, a home listed at $500,000 would have sold for about $490,000.
How Long Does It Take?
21 days
Typical Time To Sell
0.0%
Share Of Homes Listed Before
Some homes are relisted, which restarts the clock on most sites. This counts total time on market.
Are Sellers Changing Their Prices?
As of November 9, 2026
55.9%
Of Homes For Sale Are Below Their Original Asking Price
0
Price Changes This Week
9
Price Changes In The Last 30 Days
0.0%
Share Of Inventory That Changed Price This Week
$10,000 (4.0%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Where Have Prices Been Going?
As of November 9, 2026
$315K -> $246.3K Down 21.8% over the last 12 months
The typical sale price moved from $315,000 in Nov 2025 to $246,250 in Oct 2026, down $68,750.
Who Has The Advantage?
Sellers Have The Advantage
2.8 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 2.8 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
How Long Does It Take?
0.0%
Share Of Homes Listed Before
Are Sellers Changing Their Prices?
As of November 9, 2026
50.0%
Of Homes For Sale Are Below Their Original Asking Price
0
Price Changes This Week
1
Price Changes In The Last 30 Days
0.0%
Share Of Inventory That Changed Price This Week
$14,000 (3.9%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Where Have Prices Been Going?
As of November 9, 2026
$235K -> $262.5K Up 11.7% over the last 12 months
The typical sale price moved from $235,000 in Nov 2025 to $262,500 in Oct 2026, up $27,500.
Who Has The Advantage?
Buyers Have More Negotiating Power
7.9 months
Months Of Homes For Sale
If no new homes came up for sale, it would take about 7.9 months to sell the homes currently available.
Real estate term: Months of Supply
SellersBalancedBuyers
How Long Does It Take?
17.4%
Share Of Homes Listed Before
Are Sellers Changing Their Prices?
As of November 9, 2026
56.5%
Of Homes For Sale Are Below Their Original Asking Price
1
Price Changes This Week
4
Price Changes In The Last 30 Days
4.3%
Share Of Inventory That Changed Price This Week
$15,000 (5.6%)
Typical Reduction Among Reduced Listings
More sellers changing their asking price can be a sign that buyers are being selective.
Where Have Prices Been Going?
As of November 9, 2026
$290K -> $133K Down 54.1% over the last 12 months
The typical sale price moved from $290,000 in Nov 2025 to $133,000 in Oct 2026, down $157,000.
Is The 34684 Market Changing?
As of November 9, 2026
| Metric | 34684 Now | Last Year | Palm Harbor |
|---|---|---|---|
| Homes For Sale | 228 | 205 | 490 |
| Typical Sale Price | $334,250 34684 is 18.7% lower | $336,268 | $410,923 |
| Homes Sold, 30 Days | 32 | 33 | 71 |
As of November 9, 2026, homes in 34684 had 4.5 months of supply, compared with 4.1 months across Palm Harbor as a whole. The typical home here took 42 days to sell, against 40 days citywide.
Homes For Sale In 34684
Listed on the MLS
$155,000about $1,655/mo
1708 Pine Ridge Unit B2
Palm Harbor, FL 34684
2 bd · 2 ba · 1,104 sq ft
Condo
$140 per sq ft · HOA about $433 per month
Listed on the MLS
$659,000about $4,865/mo
8 Citrus
Palm Harbor, FL 34684
4 bd · 4 ba · 2,094 sq ft
Single Family
Waterfront · $315 per sq ft · No HOA
Listed on the MLS
$219,900about $1,976/mo
2700 Nebraska Unit 2-205
Palm Harbor, FL 34684
2 bd · 2 ba · 1,000 sq ft
Condo
$220 per sq ft · HOA about $568 per month
Listed on the MLS
$379,900about $3,690/mo
36750 Us Highway 19 Unit 23308
Palm Harbor, FL 34684
2 bd · 2 ba · 1,210 sq ft
Condo
$314 per sq ft · HOA about $845 per month
Listed on the MLS
$269,000about $2,648/mo
36750 Us Highway 19 Unit 13217
Palm Harbor, FL 34684
1 bd · 1 ba · 825 sq ft
Condo
$326 per sq ft · HOA about $686 per month
Listed on the MLS
$339,950about $3,015/mo
978 Madrid
Palm Harbor, FL 34684
2 bd · 2 ba · 1,190 sq ft
Villa
$286 per sq ft · HOA about $439 per month
Listed on the MLS
$850,000about $6,356/mo
2194 Pinnacle
Palm Harbor, FL 34684
3 bd · 2 ba · 2,619 sq ft
Single Family
$325 per sq ft · HOA about $153 per month
Listed on the MLS
$185,000about $1,358/mo
2575 Pine Ridge Unit E1
Palm Harbor, FL 34684
2 bd · 2 ba · 1,085 sq ft
Condo
$171 per sq ft · No HOA
Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET.
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Why Can The Numbers Sometimes Jump Around?
Not every home is the same, so if more large or expensive homes sell in a given month, the typical sale price can rise even when the market has not really changed.
1,259 sq ft
Typical Size Of Homes Sold
0.0%
New Construction
Mix By Property Type
- Single Family14 (43.8%)
- Condo8 (25.0%)
- Villa8 (25.0%)
- Manufactured2 (6.3%)
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Questions About The 34684 Real Estate Market
It is a balanced time to sell in 34684, with neither side holding a clear edge. As of November 9, 2026, 34684 shows 4.5 months of supply and 228 active listings, conditions typical of a balanced market in Palm Harbor. Individual results still depend on pricing, condition, and location within the ZIP code.
The typical home in 34684 took 42 days to sell as of November 9, 2026, counting total time on market including any earlier listing periods for the same property. That figure reflects recent closed sales in Palm Harbor, not just the homes currently listed for sale in the ZIP code today.
Homes in 34684 sold for about 97.1% of asking price as of November 9, 2026, based on the median close-to-list ratio over the last 30 days, meaning a home listed at $500,000 typically sold for about $486,000. That figure includes homes that sold above list and below list within ZIP code 34684.
34684 is currently a balanced market as of November 9, 2026, with about 4.5 months of supply and 228 homes currently for sale. Months of supply compares active inventory to recent sales, and values below about 4 months generally favor sellers while values above about 6 months favor buyers in Palm Harbor.
Home prices in 34684 were down 0.6% year over year as of November 9, 2026, comparing the median sale price from the last 90 days with the same period a year earlier. Monthly swings can differ, but that figure shows the broader price direction for closed sales in ZIP code 34684.
As of November 9, 2026, there are 228 homes for sale in ZIP code 34684, representing active MLS listings buyers can shop today. That count shifts weekly as new listings arrive and others go under contract, so check back for the latest inventory in the ZIP code.
Selling a home in 34684 through HomeJam starts at $499 for the DIY tier, with Guided at 1 percent and Concierge at 2.5 percent of the sale price. Your total cost depends on which tier you choose plus other transaction expenses such as title, taxes and any concessions you agree to.
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About This Data
Market statistics are calculated using MLS data for ZIP code 34684.
Data is updated weekly. Last updated November 9, 2026.
Data courtesy of Stellar MLS as distributed by MLS GRID as of November 1, 2025 through November 9, 2026.