Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

List Price

$1,250,000

10246 110th Street, Belleview, FL 34420

45 days on market

Estimated Payment

$10,901/mo

$0 down with a USDA loan and current market rates

Bedrooms6 bdBathrooms5 baLiving area3,721 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 1977

Listed by

Kate Wilson

EXP REALTY LLC

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Welcome to an exceptional 14+ acre property where beautiful country living meets modern comfort, thoughtful updates, and endless possibilities. Fully fenced and tucked behind an elegant security gate, this remarkable property features a beautifully updated five-bedroom residence, a brand-new in-ground swimming pool with stunning paver surrounds, an impressive separate four-car garage with a private apartment, and extensive workshop and storage facilities. Step inside and discover a home beautifully presented and thoughtfully designed for both everyday living and entertaining. The stunning kitchen features quartz countertops, a built-in oven, wine cooler, and abundant cabinetry, complemented by a spacious dining room and charming breakfast nook. A grand formal living room with an open fireplace provides an elegant gathering space, while the separate oversized family room is perfect for movie nights and relaxed evenings at home. Upstairs, the spacious primary suite provides a private retreat complete with an ensuite bathroom, generous walk-in closets, a separate shower, and two individual vanities. The additional bedrooms provide ample room for family and guests. One of the home's most captivating features is the expansive second-floor balcony, accessed through French doors from the central guest bedroom. Overlooking the sparkling pool and surrounding property, it is the perfect place to enjoy morning coffee, unwind in the evening, or simply take in the beautiful views.Outside, the brand-new large in-ground swimming pool is surrounded by gorgeous pavers, creating an inviting setting for entertaining and enjoying the Florida lifestyle. An expansive covered carport adds another exceptional feature, providing generous sheltered space for gatherings, additional parking, or the potential to create a beautiful poolside entertaining area or pool house.Beyond the main residence, this property truly distinguishes itself with an impressive collection of additional structures. The four-car garage features beautiful tongue-and-groove wood finishes, a convenient powder room, and an upstairs one-bedroom, one-bathroom apartment complete with a full kitchen, ideal for extended family, guests, or private accommodations.For the automotive enthusiast, hobbyist, or anyone needing substantial workspace, the property features an impressive workshop with additional equipment and storage space. A separate storage barn with loft adds even more versatility, while additional outbuildings provide practical solutions for equipment, recreational vehicles, and all the extras that come with country living.With two large paddocks, expansive pasture, and over 14 acres of fully fenced land, there is room to enjoy horses, hobbies, outdoor recreation, and the freedom of country living while close to grocery and convenient stores. Additional features include a new water softener, utility access throughout the property, and an exceptional combination of indoor and outdoor spaces rarely found together.Whether you envision a private country retreat, a place to accommodate your hobbies and equipment, or simply room to spread out and enjoy the lifestyle you have always wanted, this remarkable property delivers space, versatility, and comfort in one beautiful setting.

10246 110th Street, Belleview, FL 34420 in Belleview, FL 34420 is listed for $1,250,000. The home has 6 bedrooms, 5 bathrooms, and 3,721 square feet, and was built in 1977. Listed 45 days ago. The listing is held by EXP REALTY LLC.

34420 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$10,502 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$10,901/moest.

0% down -- about $2,160 more per month than 20% down conventional.

  • Principal & Interest 79%
  • Property Taxes 8%
  • Insurance 10%
  • USDA Fee 3%
Principal & Interest
$8,616
Property Taxesfrom listing
$875
Insurance
$1,042
USDA Annual Fee
$368

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$12,500

30-year fixed at 7.254%, as of November 12, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.254% for a 30-year fixed loan (Optimal Blue daily, published November 12, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $10,901, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $10,502 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR812738491. HomeJam is not the listing broker.

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