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List Price

$92,500

2025 Sylvester Rd Unit N305, Lakeland, FL 33803

172 days on market

Estimated Payment

$722/mo

20% down and current market rates

Bedrooms1 bdBathrooms1 baLiving area854 Square FeetYear builtBuilt 1976

Listed by

Christina Moore

KELLER WILLIAMS REALTY SMART

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FOR SALE!!!! Welcome to this beautifully maintained 1-bedroom, 1-bath condo in the heart of Lakeland. The open floor plan is fantastic, featuring an open kitchen, large living room, dining room, storage closet, screened porch, and spacious bedroom. The bedroom suite features vaulted ceilings, walk-in closet, and access to the bathroom. You will appreciate the screened lanai overlooking the beautifully maintained community grounds, perfect for enjoying your morning coffee or relaxing in the evenings. Enjoy a maintenance-free lifestyle where exterior upkeep and many shared amenities are professionally maintained, leaving you more time to enjoy the things you love. The monthly condo of $502 covers everything on the exterior along with spectrum ultra wifi internet, cable, water, sewer, trash, grounds maintenance, exterior painting, roof replacement, pest control, private road, clubhouse, pool, tennis courts, shuffle board, one assigned covered parking space, and ample guest parking. The unit is easily accessible by elevator or stairs. Additional conveniences include being just steps from the elevator, laundry on the same floor just 2 doors down, a private storage area on the same floor, and being directly across from the community pool, clubhouse, tennis courts, and shuffleboard and other amenities. The unit includes assigned covered parking near the elevator for easy access to the third floor and additional parking available. This property is perfect for low-maintenance living in a well-maintained all ages community. The community fee includes water, trash, lawn care, exterior maintenance, and laundry access. You’re only responsible for electricity and interior maintenance making budgeting simple and predictable. Condos are also a fantastic option for buyers seeking affordability, convenience, security, and a “lock-and-leave” lifestyle ideal for travel, seasonal living, or busy schedules. Properties like this priced under $100K don’t come along often. With an unbeatable in-town location just a short drive to Downtown Lakeland, Florida Southern College, Southeastern University with dining, shopping, and everyday conveniences less than half a mile away. Buy with confidence! The association has already completed Florida’s required condo structural inspections/studies, offering added peace of mind and helping reduce uncertainty around future building compliance.

2025 Sylvester Rd Unit N305, Lakeland, FL 33803 in Lakeland, FL 33803 is listed for $92,500. The home has 1 bedroom, 1 bathroom, and 854 square feet, and was built in 1976. Listed 172 days ago. The listing is held by KELLER WILLIAMS REALTY SMART.

33803 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,723 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $18,500

$

$722/moest.

  • Principal & Interest 69%
  • Property Taxes 20%
  • Insurance 11%
Principal & Interest
$501
Property Taxesfrom listing
$144
Insurance
$77

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $722, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,723 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR791220088. HomeJam is not the listing broker.

List Price

$92,500

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