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List Price

$500,000

813 Clifton Hills St., Orlando, FL 32828

21 days on market↓ $18K from original list price

Estimated Payment

$3,817/mo

20% down and current market rates

Bedrooms5 bdBathrooms3 baLiving area3,020 Square FeetYear builtBuilt 2003

Listed by

Kim Blaylock

HOMEVEST REALTY

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

  • Tour directly
  • Make your offer
  • Bring your agent
  • Close in one place

Virtually Staged. This exceptional two-story home offers the space, updates, and location today's buyers are searching for. A new roof (Oct. 2021), new water heater (August 2026), updated HVAC systems (2025 & 2015), and exterior paint (2024) mean major systems are already handled. Move in with confidence and enjoy true peace of mind for years to come. Step inside to a neutral palette throughout. The first floor features durable, stylish luxury vinyl flooring in the kitchen, master bath, foyer, and laundry room, with comfortable carpet in the main living areas. The first-floor primary suite is split from the other bedrooms located on the 2nd floor, boasting a generous walk-in closet and an en-suite bath with both a walk-in shower and garden tub. The extra-large kitchen offers ample room for an eat-in dining area or center island, a huge walk-in pantry, and abundant counter and cabinet space for storage. The adjoining family room flows seamlessly from the kitchen, with easy access to the partially fenced backyard, ideal for play, relaxing, or entertaining, with an open patio ready for your grill. Upstairs, four additional bedrooms plus a versatile bonus room deliver room to spread out. Imagine your custom home theater, office, or playroom in this versatile space. Outdoors, an irrigation system keeps the lawn green with minimal effort year round. Location, location, location! This home sits just minutes from top-rated public schools, UCF, Research Park, Siemens, and Lockheed Martin — making it a smart choice for professionals and investors alike. Enjoy easy access to Waterford Lakes Town Center for premier shopping, dining, and movies, plus community amenities including tennis and basketball courts, a playground, open playing field, and picnic gazebo. Space, room for your own creative touch

813 Clifton Hills St., Orlando, FL 32828 in Orlando, FL 32828 is listed for $500,000. The home has 5 bedrooms, 3 bathrooms, and 3,020 square feet, and was built in 2003. Listed 21 days ago. The price was reduced from $518,000. The listing is held by HOMEVEST REALTY.

32828 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,071 (tax year 2025)
HOA fee$58 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $100,000

$

$3,817/moest.

  • Principal & Interest 70%
  • Property Taxes 18%
  • Insurance 11%
  • HOA 2%
Principal & Interest
$2,669
Property Taxesfrom listing
$673
Insurance
$417
HOA
$58

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $3,817, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,071 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 28, 2026 6:02 AM ET through Sep 29, 2026 6:02 AM ET. MLS# MFR805049572. HomeJam is not the listing broker.

List Price

$500,000

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