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List Price

$529,000

36750 Us Highway 19 Unit 21102, Palm Harbor, FL 34684

62 days on market↓ $10K from original list price

Estimated Payment

$4,804/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,660 Square FeetYear builtBuilt 1974

Listed by

Debbie Nobile

GOLF HOST SECURITIES INC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Bring your agent
  • Close in one place

Deluxe Two Bedroom/Den/Two Bath "D" Unit - GROUND FLOOR CORNER WITH FULL WRAP-AROUND PATIO with sliding glass doors in the living room and dining room bringing in all the natural light. PLUS, just walk out the sliding doors and the 1st GREEN OF THE PGA's VALSPAR CHAMPIONSHIP'S COPPERHEAD is right behind the lodge! OFFERED COMPLETELY FURNISHED WITH KING BED IN GUEST ROOM AND TWO QUEENS IN THE PRIMARY BEDROOM. Convenient coin-free laundry room a few doors down. Light and bright, you will enjoy the open kitchen with granite counters and warm wood cabinets. You will also appreciate all the upgrades including Plantation shutters, recessed lighting, large neutral tile throughout the condo, and bathrooms offering walk-in glass enclosed showers. Great location in the Resort with just a short walk to Fairway pool and the Copperhead Clubhouse and pool. Offered unfurnished.

36750 Us Highway 19 Unit 21102, Palm Harbor, FL 34684 in Palm Harbor, FL 34684 is listed for $529,000. The home has 2 bedrooms, 2 bathrooms, and 1,660 square feet, and was built in 1974. Listed 62 days ago. The price was reduced from $539,000. The listing is held by GOLF HOST SECURITIES INC.

34684 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$7,036 (tax year 2025)
HOA fee$953 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $105,800

$

$4,804/moest.

  • Principal & Interest 59%
  • Property Taxes 12%
  • Insurance 9%
  • HOA 20%
Principal & Interest
$2,824
Property Taxesfrom listing
$586
Insurance
$441
HOA
$953

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $4,804, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $7,036 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR800832698. HomeJam is not the listing broker.

List Price

$529,000

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