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List Price

$2,949,000

3313 Gulf Unit 102, Sanibel, FL 33957

33 days on market

Estimated Payment

$20,808/mo

20% down and current market rates

Bedrooms4 bdBathrooms4 baLiving area2,706 Square FeetYear builtBuilt 1991

Listed by

Teresa Baker

Pfeifer Realty Group LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

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  • Bring your agent
  • Close in one place

Wake up to the Gulf of Mexico and end each day with Sanibel’s famous sunsets from this spacious, beautifully remodeled residence at Lantana, an intimate complex of just six private condos directly on the beach along West Gulf Drive. With approximately 3,400 total square feet, this is anything but a typical condo. Featuring 4 bedrooms, 3 and 1/2 baths, it lives like a single-family home, with an open, flowing layout designed for both relaxed island living and effortless entertaining. A gracious entryway, with an elevator just outside your front door, welcomes you into a light-filled living area that flows seamlessly into the dining room and kitchen, with beautiful gulf view and swaying palm trees. The living room opens to an expansive lanai that adapts to the season: leave it screened to enjoy the island breezes, or close the sliders to create a glass-enclosed extension of your living space. Rich wood flooring runs throughout, and the fully renovated kitchen is finished with white cabinetry, quartz countertops and high-end appliances.

3313 Gulf Unit 102, Sanibel, FL 33957 in Sanibel, FL 33957 is listed for $2,949,000. The home has 4 bedrooms, 4 bathrooms, and 2,706 square feet, and was built in 1991. Listed 33 days ago. The listing is held by Pfeifer Realty Group LLC.

33957 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,718 (tax year 2025)
HOA fee$1,667 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $589,800

$

$20,808/moest.

  • Principal & Interest 77%
  • Property Taxes 3%
  • Insurance 12%
  • HOA 8%
Principal & Interest
$15,957
Property Taxesfrom listing
$726
Insurance
$2,458
HOA
$1,667

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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3127 Gulf Unit 101, Sanibel, FL 33957

3 bd · 4 ba · 2,642 sq ft

Frequently Asked Questions

The estimated monthly payment is $20,808, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,718 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Nov 12, 2026 4:57 AM ET through Nov 13, 2026 4:57 AM ET. MLS# 1191555899. HomeJam is not the listing broker.

List Price

$2,949,000

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