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List Price

$1,990,000

396 Bayshore, Venice, FL 34285

88 days on market

Estimated Payment

$12,875/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,961 Square FeetYear builtBuilt 1966

Listed by

Cynthia Eliopoulos

HOMESMART

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Virtually staged furniture. RARE WATERFRONT UPDATED HOME ON EXCLUSIVE VENICE ISLAND, FLORIDA. NEARLY ONE HALF ACRE of BAYFRONT WITH large MANICURED GREEN SPACES, WONDERFUL VIEWS OF ROBERTS BAY AND A FENCED YARD perfect for FAMILY AND PETS. POSITIONED ON THE NORTH END 0F THE ISLAND CLOSE TO HISTORIC DOWNTOWN YET WALKABLE TO BEACHES. No bridges to the Gulf of America from your home featuring a SEAWALL, PRIVATE DOCK and 12,000 lb boat lift. THIS MID-CENTURY HOME OFFERS PEACE OF MIND WITH A 2024 NEW HVAC AND DUCTWORK, 2012 NEW TILE ROOF and NO HOA! ENVISION LIVING IN THIS HISTORIC HOME WITH VOLUME VAULTED CEILINGS ENJOYING AN EXCEPTIONAL WATERFRONT LIFESTYLE ON ONE OF VENICE ISLAND'S MOST COVETED ADDRESSES. PERFECTLY POSITIONED ALONG A PROTECTED COVE ON ROBERTS BAY AND THE INTRACOASTAL WATERWAY, THIS NEIGHBORHOOD OFFERS AN EXTRAORDINARY LEGACY OPPORTUNITY IN AN ESTABLISHED ENCLAVE OF DISTINGUISHED RESIDENCES. OFFERING A WATERSIDE SALTWATER POOL, OPEN FLOOR PLAN WITH SPLIT PLAN BEDROOMS, NEW PORCELAIN TILE FLOORS, NEW STAINLESS STEEL APPLIANCES, BRIGHT INTERIORS WITH PLENTY OF FLOOR TO CEILING WINDOWS, BAY WINDOW LOOKING OUT TOWARDS THE POOL AND BAY, NEW CLOSET SYSTEM WITH ONYX COUNTERTOP, NEW ELECTRIC PANEL, OVERSIZED ATTACHED TWO CAR GARAGE WITH NEW SIDE MOUNT GARAGE DOOR AND 2- 240 VOLT EV CHARGING OUTLETS, NEW HVAC DUCTWORK, PLUMBING UPDATES WITH PVC TO THE STREET, NEW ALL-IN-ONE WASHER/DRYER, NEW FENCING, NEW WALNUT WOOD DOORS, FRESH PAINT THROUGHOUT, NEW BASEBOARDS AND TRIM. THE PROPERTY ENJOYS TRANQUIL WATER VIEWS ON A FAMILY FRIENDLY CUL DE SAC.

396 Bayshore, Venice, FL 34285 in Venice, FL 34285 is listed for $1,990,000. The home has 3 bedrooms, 2 bathrooms, and 1,961 square feet, and was built in 1966. Listed 88 days ago. The listing is held by HOMESMART.

34285 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$7,122 (tax year 2024)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $398,000

$

$12,875/moest.

  • Principal & Interest 83%
  • Property Taxes 5%
  • Insurance 13%
Principal & Interest
$10,624
Property Taxesfrom listing
$593
Insurance
$1,658

30-year fixed at 7.03%, as of September 24, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $12,875, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $7,122 for tax year 2024. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR794732302. HomeJam is not the listing broker.

List Price

$1,990,000

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